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Use this calculator to help estimate the change in your networth at retirement if you convert to a roth ira. See how the effect on rmds and income tax. The roth ira conversion calculator shows you whether it might be worth converting your traditional ira to a roth ira. this calculator compares two alternatives with equal out of pocket costs to estimate the change in total networth, at retirement, if you convert your traditional ira into a roth ira.