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Com › 345806569 › understandingcreditflashcardsunderstanding credit flashcards quizlet, While simply making the minimum payment on time might be enough to maintain your credit score, it can still be harmful to your overall finances over time, The action that helps establish a negative credit history is to pay less than the minimum amount due. But there are actions you can take to start establishing a strong credit history, Solved pay less than the minimum amount due.
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